Which of the following is NOT typically covered under a standard liability insurance policy?

A standard liability insurance policy typically does not cover injuries to employees at work because these situations are generally addressed by workers' compensation insurance. Workers' compensation is a separate form of coverage designed specifically to provide benefits to employees who are injured or become ill as a result of their job. This insurance covers medical expenses and provides wage replacement, which would not fall under the liability insurance that is focused on third-party claims.

In contrast, the other options are commonly included in liability policies. Property damage to others and personal injury claims (including slander and libel) are standard components of liability coverage. Contractual liability can also be addressed, as it covers obligations assumed in contracts that may cause harm to others. Thus, while a standard liability policy provides essential protection against various claims, employee injuries are explicitly excluded and instead managed through workers' compensation.